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Fast Payouts
New Financing Alternatives
Loan is a legal structure through which "Fast Payouts" are now processed. In practice, nothing changes for the agency — the agency receives its remuneration in the same way as before, prior to payment from the developer. At the same time, there are no additional fees or commissions for the agency if the terms are not violated. All this information is reflected in the offer in "Appendix No. 5".
Factoring is when payments to the agency are made directly by the platform owner (LLC "TREND GROUP"). We now have a more stable financial model — which is why we can provide even faster and more reliable "Fast Payouts".
You can find more details about factoring terms via the link.
When using the "Fast Payouts" service, the concept of a license fee (LF) is now introduced.
When the developer transfers funds for a transaction, the amount is distributed among the participants:
Factoring is when payments to the agency are made directly by the platform owner (LLC "TREND GROUP"). We now have a more stable financial model — which is why we can provide even faster and more reliable "Fast Payouts".
You can find more details about factoring terms via the link.
When using the "Fast Payouts" service, the concept of a license fee (LF) is now introduced.
When the developer transfers funds for a transaction, the amount is distributed among the participants:
- the real estate agency receives its share according to the tariff terms
- TrendAgent receives its remuneration
- the platform owner (LLC "TREND GROUP") retains its payment — the license fee (payment for using the platform)
What are a loan and factoring?
How it works
The main method is withholding the loan amount from the remuneration received from the developer. Repayment directly from the real estate agency is also possible if the developer refuses payment:
The real estate agency undertakes to repay the loan amount to TrendAgent within 5 (five) working days from the date of receiving the relevant request from TrendAgent.
If the repayment terms are violated, interest is charged:
Interest starts to accrue from the date the terms are violated.
- due to deal cancellation
- due to client non-uniqueness
- due to an error in remuneration calculation
- due to other cases specified in the offer
The real estate agency undertakes to repay the loan amount to TrendAgent within 5 (five) working days from the date of receiving the relevant request from TrendAgent.
If the repayment terms are violated, interest is charged:
- 30% per annum (interest for use)
- 1.5% (penalty)
Interest starts to accrue from the date the terms are violated.
Loan Repayment
Taxation
The loan is not considered income. Tax arises only when the real estate agency signs the commission agent’s report.
Exception:
If the real estate agency is self-employed or on NPD, the receipt is generated automatically when the payment is sent.
More details on taxation are available via the link.
For real estate agencies that maintain full accounting records, we have prepared guidelines with recommendations for correctly reflecting transactions in accounting entries.
Exception:
If the real estate agency is self-employed or on NPD, the receipt is generated automatically when the payment is sent.
More details on taxation are available via the link.
For real estate agencies that maintain full accounting records, we have prepared guidelines with recommendations for correctly reflecting transactions in accounting entries.
Documents
- The loan is issued based on an application from the agent, which is generated automatically when reconciliation is submitted.
- No closing documents are required.
Taxation
Factoring is not considered income. Tax arises only when the real estate agency signs the commission agent’s report.
Exception:
If the real estate agency is self-employed or an IE on NPD, the receipt is generated automatically when the payment is sent.
More details on taxation are available via the link.
For real estate agencies that maintain full accounting records, we have prepared guidelines with recommendations for correctly reflecting transactions in accounting entries.
Exception:
If the real estate agency is self-employed or an IE on NPD, the receipt is generated automatically when the payment is sent.
More details on taxation are available via the link.
For real estate agencies that maintain full accounting records, we have prepared guidelines with recommendations for correctly reflecting transactions in accounting entries.
Documents
No closing documents are required.
FAQ
The loan agreements we execute are not subject to registration. This means they do not impact your credit history and do not increase your credit burden. It is also important to note that we are not a financial institution and do not issue loans.
Repayment is carried out in accordance with the terms of the offer under which the funds were transferred.
No. As long as the loan terms are met, the service is free for the agency.
According to Article 41, Paragraph 1 of the Tax Code of the Russian Federation, income is defined as an economic benefit received in cash or in kind, provided that such benefit can be measured and to the extent that it can be evaluated. Income is determined, among other things, in accordance with Chapter 25 of the Tax Code, which regulates corporate income tax.
Chapter 25 of the Tax Code does not establish a method for determining or valuing material benefit arising from an interest-free loan.
Under Article 250, Paragraph 8 of the Tax Code, non-operating income includes, among other things, income received in the form of property (works, services) or property rights provided free of charge, except for the cases specified in Article 251 of the Tax Code.
According to the official position of the Ministry of Finance of Russia, receiving an interest-free loan does not create non-operating income for the taxpayer. This approach is also supported by court decisions, including a ruling of the Presidium of the Supreme Arbitration Court of the Russian Federation.
This position is reflected in the Letters of the Ministry of Finance of Russia dated March 13, 2025 No. 03-12-11/24830 and March 23, 2017 No. 03-03-РЗ/16846.
Chapter 25 of the Tax Code does not establish a method for determining or valuing material benefit arising from an interest-free loan.
Under Article 250, Paragraph 8 of the Tax Code, non-operating income includes, among other things, income received in the form of property (works, services) or property rights provided free of charge, except for the cases specified in Article 251 of the Tax Code.
According to the official position of the Ministry of Finance of Russia, receiving an interest-free loan does not create non-operating income for the taxpayer. This approach is also supported by court decisions, including a ruling of the Presidium of the Supreme Arbitration Court of the Russian Federation.
This position is reflected in the Letters of the Ministry of Finance of Russia dated March 13, 2025 No. 03-12-11/24830 and March 23, 2017 No. 03-03-РЗ/16846.
The return of the commission is carried out in accordance with the procedure set out in the Offer.
As a general rule, the Principal is required to return the received commission within 5 (five) business days from the moment the relevant request is received from the Commission Agent (Clause 6.8 of the Commission Agreement). The Commission Agent sends such a request only when the grounds specified in the Offer occur (for example, if the developer requests the return of the paid commission due to the termination of the agreement).
If the Principal is unable to return the commission within 5 business days, we can provide a longer repayment period. The exact timeframe is discussed individually depending on the specific situation. We always try to accommodate our partners, so the 5-day period may be extended upon the Principal’s request.
As a general rule, the Principal is required to return the received commission within 5 (five) business days from the moment the relevant request is received from the Commission Agent (Clause 6.8 of the Commission Agreement). The Commission Agent sends such a request only when the grounds specified in the Offer occur (for example, if the developer requests the return of the paid commission due to the termination of the agreement).
If the Principal is unable to return the commission within 5 business days, we can provide a longer repayment period. The exact timeframe is discussed individually depending on the specific situation. We always try to accommodate our partners, so the 5-day period may be extended upon the Principal’s request.